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Do you know why you buy an umbrella even when it is not raining? Its because you know that one day it is going to rain and you want to be prepared for that. Thats the very same reason why you get auto insurance: because you know that one day you are going to bash the car, or it is going to get stolen, and you are going to need help paying for it. Some people will confuse luck with wisdom, but we always have to call a spade a spade. If you did not get your car insured before something happened to it, you are not unlucky, you are ignorant. If you are insured, then you are wise, not lucky. So, in life we can always do something about what happens to us, rather than be a victim of anything that happens. There is a minimum amount of insurance coverage that drivers in the US are allowed to have on their cars. In most states, it is third-party insurance. Anything short of that is a felony and you can be charged to court for it. You could decide to be wise or ignorant the choice s always yours. With a package like auto insurance available for anyone interested, your choice of action regarding it would make a big difference about what you are choosing to be. Needless to say, you would have been pretty ignorant if you chose to overlook it. Auto insurance on your vehicle can be simple or extensive, based on what you can afford, or what the government postulates as law. Sometimes, what you have is simply an edict insisting that you must at least cover for the injuries of the other person, and then you get to take care of yourself by yourself.
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